:root{--navy:#0a1b33;--blue:#1a4fb8;--blue2:#e9eff9;--teal:#0e9aa7;--ink:#1c2433;--mute:#5a6578;--line:#e3e8f0;--bg:#fff;--alt:#f5f8fc;--accent:#0e9aa7}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:16px/1.6 Inter,system-ui,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--blue);text-decoration:none}img{max-width:100%}
.wrap{max-width:1160px;margin:0 auto;padding:0 20px}
h1,h2,h3{line-height:1.2;color:var(--navy);margin:0 0 .6em;letter-spacing:-.025em}
h1{font-size:clamp(2rem,4.5vw,3.3rem);font-weight:800}h2{font-size:clamp(1.6rem,3vw,2.2rem);font-weight:700}h3{font-size:1.15rem}
.topbar{background:var(--navy);color:#c9d6ea;font-size:.85rem}.topbar .wrap{display:flex;gap:14px;padding:8px 20px;align-items:center}
.topbar a{color:#fff}.topbar .push{margin-left:auto}.topbar .sep{width:1px;height:12px;background:#3b5276}
header.site{position:sticky;top:0;z-index:20;background:#fffffff2;backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.bar{display:flex;align-items:center;justify-content:space-between;height:70px}
.logo{display:flex;align-items:center;gap:8px;font-weight:600;font-size:1.3rem;color:var(--navy)}.logo b{color:var(--teal);font-weight:800}
.logo .mark{display:grid;place-items:center;width:34px;height:34px;border-radius:7px;background:var(--navy);color:#fff;font-weight:800}
.logo.inv{color:#fff}.logo.inv b{color:#7fb0ff}
nav{display:flex;align-items:center;gap:6px}nav a{white-space:nowrap;padding:8px 12px;border-radius:8px;color:var(--ink);font-weight:500;font-size:.95rem}
nav a:hover,nav a.active{background:var(--blue2);color:var(--blue)}nav a.btn{color:#fff;margin-left:8px}nav a.btn:hover{background:#143f94;color:#fff}
.burger{display:none;background:none;border:0;padding:8px;cursor:pointer}.burger i{display:block;width:24px;height:2px;background:var(--navy);margin:5px 0}
.btn{display:inline-block;background:var(--blue);color:#fff;padding:13px 26px;border-radius:10px;font-weight:600;border:0;cursor:pointer;font:600 1rem Inter,sans-serif;transition:.2s}
.btn:hover{background:#143f94;transform:translateY(-1px)}.btn.sm{padding:9px 18px;font-size:.9rem}
.btn.outline{background:transparent;color:var(--blue);border:2px solid var(--blue)}.btn.outline:hover{background:var(--blue);color:#fff}
.btn.light{background:var(--teal);color:#fff}.btn.light:hover{background:#0b7f8a}.btn.ghost{background:transparent;color:#fff;border:2px solid #ffffff80;margin-left:10px}
.hero{background:linear-gradient(180deg,#f2f6fc,#fff);padding:80px 0 70px}
.hero-grid{display:grid;grid-template-columns:1.3fr 1fr;gap:50px;align-items:center}
.pill{display:inline-block;background:var(--blue2);color:var(--blue);font-weight:600;font-size:.85rem;padding:6px 14px;border-radius:99px;margin-bottom:18px}
.lead{font-size:1.15rem;color:var(--mute);max-width:560px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}
.stats{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.stats div{background:#fff;border:1px solid var(--line);border-radius:10px;padding:24px;box-shadow:0 4px 14px #0a1b330d}
.stats b{display:block;font-size:2rem;color:var(--blue);font-weight:800}.stats span{color:var(--mute);font-size:.9rem}
.sec{padding:88px 0}.sec.alt{background:var(--alt)}.head{text-align:center;max-width:700px;margin:0 auto 40px}.head p{color:var(--mute);margin:0}
.center{text-align:center;margin-top:34px}.narrow{max-width:820px;margin-left:auto;margin-right:auto}
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:22px}.cards.three{grid-template-columns:repeat(auto-fit,minmax(280px,1fr))}
.card{display:block;background:#fff;border:1px solid var(--line);border-radius:10px;padding:28px;color:var(--ink);transition:.25s}
a.card:hover{transform:translateY(-4px);box-shadow:0 10px 24px #0a1b3318;border-color:#b9cdf3}
.card p{color:var(--mute);margin:0 0 14px;font-size:.96rem}.more{color:var(--teal);font-weight:600;font-size:.92rem}
.ico{display:grid;place-items:center;width:52px;height:52px;border-radius:10px;background:var(--blue2);color:var(--blue);margin-bottom:16px}
.num{display:grid;place-items:center;width:44px;height:44px;border-radius:50%;background:var(--blue);color:#fff;font-weight:700;margin-bottom:14px}
.split{display:grid;grid-template-columns:1.4fr 1fr;gap:50px;align-items:start}
.split p{color:var(--mute)}
.checks{list-style:none;padding:0;margin:0 0 26px}.checks li{padding:8px 0 8px 32px;position:relative}
.checks li:before{content:"";position:absolute;left:0;top:13px;width:18px;height:18px;border-radius:50%;background:var(--blue2) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230e9aa7' stroke-width='3'%3E%3Cpath d='M5 12l5 5 9-10'/%3E%3C/svg%3E") center/12px no-repeat}
.quote{margin:0;background:var(--navy);color:#fff;border-radius:10px;padding:34px}.quote p{color:#e6eefc!important;font-size:1.1rem;margin:0 0 16px}.quote cite{color:#8fb4f5;font-style:normal;font-weight:600}
.panel{background:var(--alt);border:1px solid var(--line);border-radius:10px;padding:28px}.links{list-style:none;padding:0;margin:0}.links li{border-top:1px solid var(--line)}.links li:first-child{border:0}.links a{display:block;padding:10px 0;font-weight:500}
.chips{display:flex;flex-wrap:wrap;gap:12px;justify-content:center}.chips a{background:#fff;border:1px solid var(--line);padding:11px 22px;border-radius:99px;font-weight:600;color:var(--navy);transition:.2s}.chips a:hover{background:var(--blue);color:#fff;border-color:var(--blue)}
.banner{background:var(--navy);color:#fff;padding:56px 0}.banner h1{color:#fff;margin-bottom:10px}.banner p{margin:0;color:#c9d6ea;max-width:640px}.banner .crumb{font-size:.88rem;margin-bottom:14px;color:#8fb4f5}.banner .crumb a{color:#fff}
.cta{background:var(--navy);color:#fff;text-align:center;padding:64px 0}.cta h2{color:#fff}.cta p{color:#d3e0f8;margin:0 0 24px}
footer{background:#08162b;color:#a9b8d0;padding-top:56px}.grid4{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:34px}
footer h5{color:#fff;margin:0 0 14px;font-size:1rem}footer ul{list-style:none;padding:0;margin:0}footer li{padding:4px 0}footer a{color:#a9b8d0}footer a:hover{color:#fff}
.legal{display:flex;justify-content:space-between;border-top:1px solid #1b2e4d;margin-top:40px;padding:20px;font-size:.88rem}
.form{display:grid;gap:16px}.form label{display:grid;gap:6px;font-weight:600;font-size:.92rem}
.form input,.form select,.form textarea{font:inherit;padding:12px 14px;border:1px solid #cbd5e4;border-radius:10px;background:#fff}
.form input:focus,.form select:focus,.form textarea:focus{outline:2px solid var(--blue);border-color:transparent}
.prose h2{font-size:1.25rem;margin-top:2em;padding-bottom:.4em;border-bottom:2px solid var(--blue2)}.prose h3{margin-top:1.4em}.prose p{color:var(--mute)}
@media(max-width:860px){
.hero-grid,.split,.grid4{grid-template-columns:1fr}.burger{display:block}
nav{display:none;position:absolute;top:70px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:12px 20px 20px;border-bottom:1px solid var(--line)}
body.open nav{display:flex}nav a.btn{margin:8px 0 0;text-align:center}.topbar .wrap span:nth-child(3),.topbar .sep{display:none}.sec{padding:52px 0}.btn.ghost{margin:10px 0 0}}

/* ---- animations ---- */
.rv{opacity:0;transition:opacity .7s ease,transform .7s cubic-bezier(.2,.7,.2,1)}
.rv-up{transform:translateY(34px)}.rv-left{transform:translateX(-40px)}.rv-right{transform:translateX(40px)}
.rv.in{opacity:1;transform:none}
.hero{position:relative;overflow:hidden}.hero>.wrap{position:relative;z-index:1}.particles{position:absolute;inset:0;width:100%;height:100%;pointer-events:none}
.hero h1,.hero .pill,.hero .lead,.hero .actions{animation:fadeUp .8s both}.hero .pill{animation-delay:.05s}.hero h1{animation-delay:.15s}.hero .lead{animation-delay:.3s}.hero .actions{animation-delay:.45s}
.hero .stats div{animation:pop .7s both}.hero .stats div:nth-child(1){animation-delay:.3s}.hero .stats div:nth-child(2){animation-delay:.42s}.hero .stats div:nth-child(3){animation-delay:.54s}.hero .stats div:nth-child(4){animation-delay:.66s}
.hero .stats div{transition:transform .3s,box-shadow .3s}.hero .stats div:hover{transform:translateY(-6px);box-shadow:0 10px 24px #0a1b3318}
@keyframes fadeUp{from{opacity:0;transform:translateY(28px)}to{opacity:1;transform:none}}
@keyframes pop{from{opacity:0;transform:scale(.85) translateY(20px)}to{opacity:1;transform:none}}
@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-8px)}}
.ico{transition:transform .35s,background .3s,color .3s}.card:hover .ico{background:var(--blue);color:#fff;transform:translateY(-3px) rotate(-6deg) scale(1.08)}
.more{display:inline-block;transition:transform .25s}.card:hover .more{transform:translateX(6px)}
.card.flat:hover{transform:translateY(-4px);box-shadow:0 10px 24px #0a1b3318}
.num{animation:float 3.2s ease-in-out infinite}
.btn{position:relative;overflow:hidden}.btn:after{content:"";position:absolute;top:0;left:-70%;width:50%;height:100%;background:linear-gradient(100deg,transparent,#ffffff55,transparent);transform:skewX(-20deg);transition:left .6s}.btn:hover:after{left:130%}
.pill{animation:fadeUp .8s both,glow 3s ease-in-out infinite 1s}@keyframes glow{50%{box-shadow:0 0 0 8px #1a4fb814}}
.chips a{transition:.25s}.chips a:hover{transform:translateY(-3px) scale(1.04)}
.checks li:before{transition:transform .3s}.checks li:hover:before{transform:scale(1.25)}
.banner{background-size:cover;background-image:linear-gradient(90deg,transparent 60%,#ffffff08),radial-gradient(420px 200px at 88% 20%,#1a4fb855,transparent)}
.cta{border-top:3px solid var(--teal)}
header.site{transition:box-shadow .3s}header.site.stuck{box-shadow:0 6px 24px #0b1f3a1a}
nav a:not(.btn){position:relative}nav a:not(.btn):after{content:"";position:absolute;left:12px;right:12px;bottom:3px;height:2px;background:var(--blue);transform:scaleX(0);transition:transform .25s}nav a:not(.btn):hover:after,nav a.active:after{transform:scaleX(1)}
.logo .mark{transition:transform .4s}.logo:hover .mark{transform:rotate(-10deg) scale(1.1)}
.totop{position:fixed;right:20px;bottom:20px;width:44px;height:44px;border-radius:50%;border:0;background:var(--blue);color:#fff;font-size:1.2rem;cursor:pointer;opacity:0;transform:translateY(20px);pointer-events:none;transition:.3s;box-shadow:0 8px 20px #1a4fb855;z-index:30}
.totop.show{opacity:1;transform:none;pointer-events:auto}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{animation:none!important;transition:none!important}.rv{opacity:1;transform:none}}

.logo img{height:58px;width:auto;display:block;mix-blend-mode:multiply;transition:transform .4s}.logo:hover img{transform:scale(1.05)}
.logo.inv{background:#fff;padding:6px 14px;border-radius:8px;display:inline-flex;margin-bottom:14px}.logo.inv img{height:64px}
.bar{height:76px}
.logo img{height:74px}.bar{height:88px}nav{top:auto}
@media(max-width:860px){.logo img{height:60px}.bar{height:74px}nav{top:74px}}